The focus for our clients should be on their recovery, not on how they will pay for treatment. At AAR Healthcare, we believe that financial difficulties should not prevent people from receiving the evidence-based, customized addiction treatment that they deserve.

Every AAR Healthcare team member’s goal is to offer effective, evidence-based treatment to as many people who need it as possible. As a result, we strive to be flexible with insurance and payment options. 

We emphasize client care over everything else, even if that means that we ultimately refer a prospective client to other healthcare providers. Contact us today by either calling 844.967.1610 or completing our convenient online form to find out more about our payment and insurance options.

Insurance Payment Options

The first step in figuring out your addiction treatment insurance plan is to find out what your insurance will and will not cover. Our team at AAR Healthcare is happy to help you work through this process. 

Another variable to consider when it comes to addiction treatment insurance is whether we are ‘in-network” or not with your specific provider. We are in the process of working with many insurance companies in California and we will happily guide you through the process of determining whether/how to use insurance to pay for your treatment.

We also accept private pay for those clients that prefer not to use their insurance and/or do not have comprehensive healthcare coverage. The key point is that even if you don’t use one of these insurance providers, AAR Healthcare goes above and beyond to work with all payer sources. Reach out to our team today to see how we can accommodate you.

ACA Insurance

If you have purchased your insurance through the Affordable Care Act marketplace, then substance use treatment is one of the essential services and will be covered at least in part. 

As with private insurance, you may still have to pay a copayment or coinsurance fee. Your addiction treatment insurance depends on the medal level you have purchased.

The addiction treatment payment levels break down as follows:
Bronze plans pay 70 percent, while you pay 30 percent.
Silver plans pay 80 percent, while you pay 20 percent.
Platinum plans pay 90 percent, while you pay 10 percent.
Catastrophic plans pay 60 percent, while you pay 40 percent.

Grant Programs

Both the state and federal governments have grant programs to help with an addiction treatment payment if you qualify. Many nonprofits also offer to help through grants such as the California Health Care Foundation or the Salvation Army Golden State Division. 

Our expert staff at AAR Healthcare can help you determine if you qualify for a grant to pay for your addiction treatment. We can also guide you as you fill out the applications. We may even have contacts at these organizations to see what more they need from you.

Private Funding

If you exhaust all the other possibilities, it might be necessary to consider private funding options to make your addiction treatment payment.

Private funding options may include:
  • Getting a low-interest loan through a third-party lender such as your bank
  • Borrowing against or taking money out of your retirement funds — there may be tax penalties, so it’s important to meet with tax professionals before making that choice
  • Using crowdsourced funding platforms like GoFundMe, which give your friends and family a chance to contribute to your addiction treatment payment

Learn More Today About Addiction Treatment Insurance and Payment at AAR Healthcare

Our sole purpose is to provide outstanding addiction treatment for people who need it. Don’t let uncertainty about insurance or payment prevent you from starting on the road to recovery. Our team is ready to work with you and find the best solution to pay for treatment.

Don’t hesitate to reach out to us online or give us a call at 844.967.1610 today to find out more about funding options at AAR Healthcare.